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About Oyster Financial

Oyster Financial is a professional finance brokerage firm that offers a full range of loan products to the borrower, whilst specialising in the more difficult areas of loans for self-employed small to medium business people, and SMSF borrowers. We source the best loan products available on the market from our panel of 20+ lenders to bring you the finance solution that is just right for your needs.


What We Do

We use our professional expertise to source you the very best residential mortgage product for your specific needs. First home buyers, upgrading your home, construction loans, investors, refinances, residential SMSF investment – we do it all!

At Oyster Financial, our niche is ‘Specialist Lending’ low doc products for self-employed people. Forget wrangling with the banks, forget financials, forget tax returns, forget BAS’s & tree after tree of records. If you’ve got decent equity in an acceptable residential property, all we’ll need is an income declaration from you and a verification letter from your accountant, as well as a signed application form and some statements from the loan(s) you’re refinancing. Throw in some ID, a rates notice and proof of insurance – and you’re good to go!

It can be as simple as that……. and you can borrow up to 85% of the valuation of your property.

Cash out for any purpose – consolidate debts – pay tax debts – investment – car – holiday – you name it!

We even have lenders that are willing to overlook borrowers with limited default histories and judgements!

What We Don’t Do

We do not give biased solutions, cookie-cutter options, or a comparison of products from only one lender. Instead, we provide you with a comparison of a broad segment of the lending market. We provide objective recommendations and do not represent just one or any specific group of lending institutions.

While we are primarily focused on providing lending solutions against residential property security, we also offer a brokerage service for other lending products such as Commercial/Development Loans, SMSF Commercial Investment, Vehicle Loans, Personal Loans and Equipment Leasing. Also note, should you have a bad Credit Rating, we have trusted contacts that can help repair it for you.

Let us help you find the best mortgage! Just Give us a Call : 1300 740 485